Mortgage Consumer Bill of RightsThis bill of rights was laid out by Franklin Raines, president of Fannie Mae on January 15, 2000. The Mortgage Consumer Bill of Rights is a pledge fof $2 trillion over 10 years to help consumers gain access to home ownership. It also includes an ?Open Book? approach to underwriting where customers can see all of the factors that go into evaluating their creditworthiness and the process of applying for a home loan.
One of the most ambitious parts of this plan is to bring more technology to the Mortgage Industry and reduce their paperwork by over 17%. Less reliance on paper, equals more automated evaluations and quicker loan approvals. This means customers who look for lenders and apply online are definitely at the forefront of the Mortgage industr...Read full article.
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